227 Phillips Drive
Rockwood, TN, 37854 $ 1,099,000
Bedrooms3 Baths2.1 Sq 3,297 Monthly Estimate*
$ 7,591
for $1,099,000 with 3 bedrooms and 2 full baths, 1 half bath. This 3,297 square foot home was built in 1999 on a lot size of 0.46.
Motivated seller is looking for a buyer to enjoy the SUNRISE VIEWS AND SILENT MOONLIT NIGHTS of their BRICK home with YEAR ROUND DEEP WATER! Updated Kitchen Coming soon! With new stainless steel appliances and GRANIT COUNTER TOPS! The home offers the convenience of main-level living, this well-maintained 3,200-square-foot residence perfectly balances luxury, durability, and practical design. The property is nestled within Bella Mara, a highly desirable and established lakefront community. Situated on a prime lot featuring year-round deep water, the home offers a short, gentle slope to the shoreline. You will enjoy peace and panoramic sunrise views over a protected TVA Nature Preserve. Located just off the main channel, you are only a short boat ride away from six nearby marinas and because the home is safely tucked inside a protected cove, you will remain shielded from disruptive boat wakes. Furthermore, with TVA property directly across the water, no neighboring lights will distract from your nighttime views of the moon sparkling on the lake. The thoughtfully designed main floor centers around a spacious living room anchored by a Stone propane gas fireplace, with a formal dining room perfect for entertaining. Natural light floods the kitchen, maximizing the expansive water views. Home chefs will appreciate the abundant countertop space, plentiful cabinetry, and a separate pantry built to handle large family gatherings. The main-floor primary suite serves as a private retreat, complete with two walk-in closets. When sitting in the screened porch you feel like you can reach out and touch the water. The finished, walk-out lower level serves as ideal guest quarters or a secondary living space. It hosts a large family room with its own stone gas fireplace, two additional large bedrooms, and a full bathroom. An expansive unfinished area provides an abundance of storage space for seasonal decor and water toys. Step outside onto a sprawling patio that frames gorgeous, wide-open views of the water. Premium waterfront amenities include a gentle walkway leading down to a masterfully engineered, two-slip dock. Both boat slips come equipped with lifts, configured for a pontoon and the other for a V-hull. A water pump is utilized for lawn irrigation. The home is built to last with 2x6 construction, featuring high-end Marvin casement windows, Andersen patio doors, and wide 36-inch doorways for enhanced accessibility. These Capital Improvements offer total peace of mind, including a new GENERAC GENERATOR, the NEW ROOF in 2021, an HVAC system updated in 2018, newly installed TREX decking, new wire railing on the upper deck, a freshly stained dock and a recently pumped septic system. Bella Mara has a TVA Boat Ramp that is less than a mile from this home making it convenient to launch your watercraft! There is too much to mention so make your appointment today for your private showing and enjoy the 2026 lake season! Buyer to verify all pertinent information.
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FeaturesGeneralSewer Septic Tank
Heating Central Forced Air Heat Pump Propane
Cooling Central Cooling
Appliances Dishwasher Microwave Range Refrigerator Self Cleaning Oven
Garage Spaces 2
Architectural Style Traditional
Construction Materials Vinyl Siding Brick Frame
Year Built 1999
View Mountain View Lake
Property Subtype Single Family Residence
County Roane County - 31
Property Type Single Family
Attached Garage true
Subdivision Name Bella Mara Estates
Total Rooms 11
Full Baths 2
Status Active
Directions Winton Chapel Rd to right on Phillips Rd
City Rockwood
MLS Area Roane County - 31
Lot Size Units Acres
Lot Size Square Feet 20037.6
Property Attached Y/N true
MLS Area Minor Roane County - 31
Structure Type 2 Story Basement
Standard Status Active
New Financing Cash true
New Financing Coventional true
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InteriorInterior Amenities Walk-In Closet(s) Kitchen Island Pantry Eat-in Kitchen
Basement Walkout Finished Partially Finished Plumbed Slab
Flooring Carpet Hardwood Tile
Total Fireplaces 2
Fireplace Features Gas Log
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Window Features Windows - Wood Windows - Insulated
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Total Baths 3
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ExteriorExterior Amenities Irrigation System Balcony Dock
Parking Features Garage Faces Side Off-Street Parking Garage Door Opener Designated Parking Attached Main Level
Lot Features Lake/Water Access Waterfront Rolling Slope
Water Source Public
Lot Size Area 0.46
Building Area Total 3297
Lot Size Acres 0.46
Frontage Type Lakefront
Lot Size Source Tax Records
Door Features Doors - Energy Star
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* Excluded FeaturesList ByBlue Key PropertiesBroker
lee.k.franz@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $7,591
- Monthly Property Taxes
- $203
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Rockwood, TN
Average List Price $596,407
Percent of Sale Price 46%
About Rockwood, TN 5,600 Population
3% Since 2002
$ 32,168 Median Income
44.31 Median Age
19% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/28/2026 | $1,099,000 | -4.35% | Price Down |
| 8/22/2026 | $1,149,000 | -4.17% | Price Down |
| 8/8/2026 | $1,199,000 | | Listed Price |